The Christmas package comprises a suite of services which seek to provide convenience to customers during the Season of Giving; it allows customers to buy the things they desire now, and spread the payments conveniently over a flexible payment plan, receive cash from loved ones anywhere in the world and send or receive cash domestically using their mobile phones.

The various banking services within the package come with special discounts, freebies and other gifts.

The Christmas package hinges on 3 services that are particularly relevant to customers during the activity-packed holiday season, namely: Consumer Asset Finance Loans, Personal Loans and Remittance Services.

From 4th December till 31st January, customers of the Bank will enjoy attractive discounts on all purchases made via the bank’s consumer asset finance scheme.

The scheme allows customers of the bank to buy consumer products including office and home furniture, home appliances such as Fridges, Stoves, Microwaves, Pressing Irons etc., electronic gadgets (TV sets, Home Theatre sets, Sound systems etc.) personal computers, smartphones and more, from an array of merchant partners, and pay in convenient instalments over a period of twelve months with no processing fees or charges.

Partners for the Asset Finance Scheme include Lifestyle Gallery, LG Electronics, iPlace, Electroland Ghana Limited, Can-West Limited among others.

Customers, who apply for personal loans within the period, also enjoy 50% discount on all facility fees for personal loans, while patrons of the Bank’s Western Union, RIA and MoneyGram money transfer servicesl, will each receive a special gift on receiving their remittance via any Heritage Bank branch.

This initiative is the Bank’s way of showing appreciation to its customers in the spirit of the Christmas season.

Commenting on the Christmas package, Mark Achiampong, General Manager for Retail Banking, explained that beyond appreciating customers for their patronage and support, the Bank has taken time to find out customers’ habits and preferences during the holiday season, in order to give them the most enjoyable Christmas banking experience.

Consequent to this, the Bank crafted the Christmas Package in line with the Ghanaian tradition of giving and sharing during the season.

The package would ensure that customers of the Bank enjoy stress-free transactions, allowing them to spend quality time with friends and family.

Speaking about the bank’s Christmas offer, Managing Director, Patrick Fiscian, also remarked, “Our objective is to delight our customers with this giveaway package while providing them with our convenient services to make transactions and purchases during the period as effortless as possible, thereby freeing time to enjoy their holidays with family, friends and loved ones. We have thus made available these easy, efficient and secure services to save you time and effort so that you can relax and enjoy your holiday to the maximum.”

He emphasised that in this regard, the bank’s USSD Mobile Banking service comes in very handy as it enables customers to carry out fast transactions simply by dialling the short-code *713*818# on their mobile phones.

The mobile banking service doesn’t require internet, and is compatible with any mobile gadget, thus customers can check account balances, buy credits, pay bills, transfer money instantly to other domestic banks or between their bank account and mobile money wallets.

Heritage Bank Limited is on a quest to cement its status as the most convenient and customer-friendly banking institution in Ghana.

The Bank which began business operations after its official launch in February 2017, has since opened six Branches in East Legon, Abossey Okai, Dzorwulu and Airport City in Accra as well as Adum and Suame-Magazine in Kumasi.

Five more Branches are slated to be opened in the ensuing months at Tema, Accra New Town, Nima, Nima Market and Swedru.

All Branches of the Bank offer customers extended Banking Hours from 8:30AM to 6:00PM.

Heritage Bank Limited is a wholly Ghanaian-owned bank. The bank officially opened to the public on 7th February, 2017, offering Personal, Business and Corporate banking solutions.
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By: citifmonline.com/Ghana

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The Managing Director, Patrick Fiscian, used this opportunity to congratulate the team for the dedication and enthusiasm with which they have carried out their various roles since the bank commenced operations earlier this year, and the many incremental strides achieved.

He mentioned that, the overwhelming number of staff who showed up on time is an indication of seriousness and dedication, which is a key ingredient in the culture of any organisation which seeks to attain world-class status.

He further encouraged staff to adopt healthy lifestyle practices such as walking and other simple exercises, to keep energized in this fast-paced working environment.

The walk began at the forecourt of the NCA Tower, Airport city, where the Bank’s Head office is situated, and proceeded through Elwak, 37 Military Hospital, and other principal streets of the surrounding business enclave.

The exercise was replicated in Kumasi, where staff of the Bank also embarked on a health walk on the same day.

The Head of Retail Banking, Mark Achiampong, joined the Kumasi team which was accompanied by a brass-band through principal streets of the Adum business hub.

Heritage Bank Limited, currently has four branches; Airport City, East Legon, Suame-Magazine and Adum.

Four other branches; Dzorwulu, Tema, Abossey Okai and Nima are slated to be opened in the coming months.

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By: citifmonline.com/Ghana

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This brings to three the number of branches so far since it commenced full operations only in February 2017.

[contextly_sidebar id=”fVmEhlgkwbUddi62Qs7B5WlixcFo0dYp”]Speaking at the Suame branch opening, Mr. Patrick Edwin Fiscian, the Managing Director of the Bank, stated that, the bank will provide unique products to its customers to help their businesses grow. He said they will provide loans to private sector at a relatively cheaper rate to help expand their operations.

Mr. Patrick Fiscian said the Bank is focused on providing high level convenient service.

“Convenience, we believe is the key to success. Convenience gives you the customer, the time, space and freedom to explore, to grow your business and to achieve your goals; we believe that once you partner with us, it’s possible to achieve your goals.”

He further urged inhabitants of Kumasi, particularly those in the Suame-Magazine area, to “troop to Heritage Bank and experience a world of possibilities with bespoke service and ultra-convenient banking at its best.

The Head of Licensing Unit of the Bank of Ghana, Emmanuel Agyen Boakye, who witnessed the opening, revealed plans by the Central Bank to organize programmes to complement measures already in place to control the increased risks associated with the use of Information Technology Systems in the Banking Industry.

Outlining the risks involved in the use of IT by financial institutions, Mr. Emmanuel Agyen Boakye said there was a need to “further mitigate the risks arising from IT.”

“The Bank of Ghana has initiated action towards the introduction of IT security guidelines for the banking sector. This will convey minimum IT security standards to supervise institutions and ensure that the entire Industry is up to speed with development on IT security forms.”

“It is because of these challenges, BOG scaled up their IT security infrastructure to ward off these risks, and these include regular review and update of existing IT infrastructure, installation of stronger firewalls, external reviews of systems by IT experts, acquisition of IOS certification of systems among others.”

Heritage Bank offers Personal, Private, SME and Corporate Banking services, and is slated to roll out technological industry firsts to ensure customers’ needs are met in a way that conforms to the growing digitized world.

The Bank as part of its proposition to make life more convenient for customers, offers extended banking hours from 8:30am till 6:00pm. The Bank consists of a team of highly experienced professionals, who have a strong backing of industry giants in the form of their Board of Directors.
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By: Lauretta Timah/citifmonline.com/Ghana

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Heritage Bank Limited, which received regulatory approval from the Bank of Ghana to commence business operations as a universal bank, opened its first ultra-modern branch at Accra’s Airport City, which also serves as its headquarters.

The latest branch at East Legon, according to the bank’s Managing Director, Mr. Patrick Fiscian, will also pave the way for other branch openings in other parts of the country.

Mr. Patrick Fiscian stated that, the bank will provide unique products to its customers to help their businesses grow. He said they will provide loans to private sector at a relatively cheaper rate to help expand their operations.

“Currently, we provide one of the lowest rates on loans; and I believe this is good for the industry since access to credit is important for the growth of businesses.”

Mr. Patrick Fiscian maintained that, the bank will expand its footprints across the country to reach most parts of the country, adding that, the bank’s mission is to offer world class banking services and to create convenience for their customers, making it possible for them to fulfil their goals and aspirations.

He further noted that, their mission informs their focus towards investing in highly skilled people and world class technology, to offer robust and safe services to customers.

On meeting the Bank of Ghana’s new capital requirement, he stated that even though the figure has not being quoted yet, the bank is optimistic of meeting it.

He pointed out that, Heritage Bank has a long-term plan to provide good rates for players in different aspects of the economy.

The Head of Banking Supervision at the Bank of Ghana, Raymond Amanfu, who was at the branch opening, urged the Bank to spread its tentacles across the country.

Mr. Raymond Amanfu also reminded banks to adhere to the Bank of Ghana’s anti-money laundering laws.

Heritage Bank offers Personal, Private, SME and Corporate Banking services, and is slated to roll out technological industry firsts to ensure customers’ needs are met in a way that conforms to the growing digitized world.

The Bank as part of its proposition to make life more convenient for customers, offers extended banking hours from 8:30am till 6:00pm.

The Bank consists of a team of highly experienced professionals, who have a strong backing of industry giants in the form of their Board of Directors.
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By: Ebenezer Afanyi Dadzie/citifmonline.com/Ghana

The post Heritage Bank expands with new East Legon branch appeared first on Citi 97.3 FM - Relevant Radio. Always.

The visit was to formally introduce the bank to the Asantehene ahead of the scheduled roll-out of a number of state-of-the-art branches in the Ashanti Region.

During the ensuing interactions, Mr. Patrick Fiscian took the opportunity to share the Bank’s vision and mission with the Asante King.

He stated that, Heritage Bank is a proudly indigenous Ghanaian bank, with a highly competent and vastly experienced team, poised to redefine convenient banking in Ghana through the provision of World-class, technology-driven and bespoke banking services to the Ghanaian populace.

He asserted that, “Our overarching aim is to create convenience for our customers and trigger widespread growth opportunities for individuals and businesses within the communities in which we serve. We are also on a mission to prove by example that it is possible to build a globally competitive business organization from the scratch right here in Ghana.”

In his response, the Asantehene noted that, though the number of banks in the industry continues to grow, a sizeable segment of the local population remains unbanked.

He thus congratulated Patrick and all the individuals behind Heritage Bank for taking a bold step to build a world class banking institution in Ghana.

He expressed confidence that with such an experienced team, Heritage Bank would be able to deliver on their stated mandate and provide innovative services and products that would improve the lives of everyday Ghanaians as well as local businesses.

He further expressed the hope that Heritage Bank would spearhead a technological revolution in Banking, thereby creating access for more people to take advantage of banking products and services to facilitate personal and business growth.

In his final remarks, Mr. Patrick Fiscian assured the Asantehene of the bank’s commitment to provide improved services to its customers, supporting their aspirations and meeting their needs.

He also extended his gratitude to the people of Asanteman for the hospitable reception accorded him and the members his entourage.

The Managing Director was accompanied by the bank’s General Manager for Human Resources, Mrs. Ama Lawson, the General Manager for Retail Banking, Mr. Mark Achiampong, the Head of Strategic Sourcing Mr. Simon Annan and Head of Brand Marketing and Communications Mrs. Wolasi Kanda-Akrong.

About Heritage Bank Limited

Heritage Bank Limited is a wholly owned indigenous Ghanaian bank. The bank has been granted a universal banking license by the Bank of Ghana.

The Bank’s commitment to creating deep relationships with clients and customers is borne from its mission to offer world class banking services and to create convenience for its customers, making it possible for them to fulfill their goals and aspirations.

The Bank’ss agenda is driven by the ‘HeritageWay’ operating framework of professionalism, responsiveness, innovation, customer centricity and integrity.

The Bank is headed by the Managing Director, Patrick Edwin Fiscian, who brings onboard a wealth of local and international experience from an array of industries and organizations such as PWC, Standard Chartered Bank Ghana and South Africa and ETI (Ecobank Transnational Incorporated) among others.

The bank’s Board Chairman, Prof Kwesi Botchwey, is Ghana’s longest serving Finance Minister and a prolific economist.

He is also the sitting Chairman of the African Development Policy Ownership Initiative (ADPOI) and the National Development Planning Commission (NDPC).

His extensive experiences include a long career in academia, public service and international development work, spanning over four decades.
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By: citifmonlibe.com/Ghana

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Since moving to Stamford Bridge from Newcastle United in January 2013, the Senegal international has scored 14 goals in 51 games for the Blues.

The 29-year-old soon fell behind Fernando Torres and Samuel Eto’o in the pecking order, however, and the arrival of Diego Costa from Atletico Madrid this summer has freed him to look for a new club.

Besiktas confirmed the move on with a statement on their website before Ba followed suit via his official Twitter page.
“I feel so happy because Besiktas fans interest me a lot and the construction of the new stadium impressed me,” Ba added. “I’m so excited to play for this club.

“I really want to play. I want to show my potential to everybody quickly.

“Besiktas is a big club and I want to be a part of this. The fans were  very warm to me when I arrived here. I hope our close relationship will go on.”

Eto’o has since left the club, while the future of Romelu Lukaku continues to be speculated upon after two season-long loan deals.

The Belgium international, who scored one goal at the World Cup, insists he will not settle for irregular first-team football this season and is open to leaving Chelsea permanently.

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Source: Goal.com

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