{"id":145360,"date":"2015-08-21T17:06:39","date_gmt":"2015-08-21T17:06:39","guid":{"rendered":"http:\/\/4cd.e16.myftpupload.com\/?p=145360"},"modified":"2015-08-22T13:49:25","modified_gmt":"2015-08-22T13:49:25","slug":"send-ghana-disburse-more-loans-to-farmer-groups","status":"publish","type":"post","link":"https:\/\/citifmonline.com\/2015\/08\/send-ghana-disburse-more-loans-to-farmer-groups\/","title":{"rendered":"SEND-Ghana disburse more loans to farmer groups"},"content":{"rendered":"<p>Community Cooperative Credit Unions working under the auspices of poverty fund managers, SEND-Ghana have began the second phase of loan disbursement to small holder farmer groups in the Nanumba North District.<\/p>\n<p>The disbursement is carried in correlation with SEND-Ghana\u2019s Food Security through Cooperatives in Northern Ghana (FOSTERING) project implemented in eight districts in the Eastern Corridor of the Northern Region.<\/p>\n<p><a href=\"http:\/\/4cd.e16.myftpupload.com\/wp-content\/uploads\/2015\/08\/send-ghana-cash-1.jpg\"><img loading=\"lazy\" class=\"size-full wp-image-145544 aligncenter\" src=\"http:\/\/4cd.e16.myftpupload.com\/wp-content\/uploads\/2015\/08\/send-ghana-cash-1.jpg\" alt=\"send ghana cash (1)\" width=\"533\" height=\"400\" srcset=\"https:\/\/citifmonline.com\/wp-content\/uploads\/2015\/08\/send-ghana-cash-1.jpg 533w, https:\/\/citifmonline.com\/wp-content\/uploads\/2015\/08\/send-ghana-cash-1-300x225.jpg 300w\" sizes=\"(max-width: 533px) 100vw, 533px\" \/><\/a><\/p>\n<p>The 8,032,149 Canadian Dollar project earmarked for five years is funded by Canada\u2019s Department of Foreign Affairs, Trade and Development (DFATD) with contribution from Canadian Co-operative Association (CCA).<\/p>\n<p>Over 331,800 individual food crop small holder farmers including family members from 5,400 households are expected to benefit from the project.<\/p>\n<p><strong>Chamba Community Cooperative Credit Union (CCCCU)<\/strong><br \/>\nManaging Director of the Chamba Community Cooperative Credit Union (CCCCU), Makela Mbibini Andrew disclosed that during the first phase in 2014, a total amount of GHc400, 000.00 was disbursed.<\/p>\n<p><a href=\"http:\/\/4cd.e16.myftpupload.com\/wp-content\/uploads\/2015\/08\/send-ghana-cash-4.jpg\"><img loading=\"lazy\" class=\"size-full wp-image-145547 aligncenter\" src=\"http:\/\/4cd.e16.myftpupload.com\/wp-content\/uploads\/2015\/08\/send-ghana-cash-4.jpg\" alt=\"send ghana cash (4)\" width=\"533\" height=\"400\" srcset=\"https:\/\/citifmonline.com\/wp-content\/uploads\/2015\/08\/send-ghana-cash-4.jpg 533w, https:\/\/citifmonline.com\/wp-content\/uploads\/2015\/08\/send-ghana-cash-4-300x225.jpg 300w\" sizes=\"(max-width: 533px) 100vw, 533px\" \/><\/a><\/p>\n<p>As a revolving fund, each beneficiary farmer received between GHC200.00 and GHc450.00.<\/p>\n<p>They were scheduled to refund with flexible 20 percent interest within nine months for onward disbursement.<br \/>\nAccording to Mbibini Andrew, there existed eight beneficiary farmer groups but three failed to refund the loan within the stipulated period.<\/p>\n<p><strong>2015 production season<\/strong><br \/>\nHe revealed that the CCCCU received GHc36, 900 cedis for disbursement to the five credit worthy farmer groups in the area.<br \/>\nHe said the beneficiary farmer groups with 30 members each were encouraged to invest the loans in soya beans cultivation.<br \/>\nMbibini Andrew said the beneficiary farmers by extension have been equipped with modern farming techniques by agric extension officers to maximize their yields.<\/p>\n<p><strong>Beneficiary farmers\u2019 testimony<\/strong><br \/>\nTwo of the beneficiaries, Onabon Openi James aged 43 of Sogon number one and Ningnanti Mbamba Samuel of Sogon number two testified that the FOSTERING project motivated them to modify their farming activities.<\/p>\n<p><a href=\"http:\/\/4cd.e16.myftpupload.com\/wp-content\/uploads\/2015\/08\/send-ghana-cash-5.jpg\"><img loading=\"lazy\" class=\"size-full wp-image-145548 aligncenter\" src=\"http:\/\/4cd.e16.myftpupload.com\/wp-content\/uploads\/2015\/08\/send-ghana-cash-5.jpg\" alt=\"send ghana cash (5)\" width=\"533\" height=\"400\" srcset=\"https:\/\/citifmonline.com\/wp-content\/uploads\/2015\/08\/send-ghana-cash-5.jpg 533w, https:\/\/citifmonline.com\/wp-content\/uploads\/2015\/08\/send-ghana-cash-5-300x225.jpg 300w\" sizes=\"(max-width: 533px) 100vw, 533px\" \/><\/a><\/p>\n<p>Openi James who in the past cultivated maize, yam, cassava and groundnuts on small scales holistically accepted soya beans cultivation.<\/p>\n<p>He valued the profit coupled with the nutrition content of soya beans used for porridge, chips, milk and Tuo Zaafi.<\/p>\n<p>He said tractor service providers under the FOSTERING project charged lesser than private service providers.<\/p>\n<p>He said the Fostering project tractor operators charged GHc60.00 for ploughing one acre standard land whilst private operators charged between GHc65.00 and GHc70.00.<\/p>\n<p>At the Sogon number two demonstration field, there are 22 members comprising 17 female and five male.<\/p>\n<p>Ningnanti Mbamba Samuel explained that the women have been proven to be credit worthy than the male, hence their maximum representation in the group.<\/p>\n<p><strong>Salaga Community Cooperative Union<\/strong><br \/>\nWithin the East Gonja zone, a total amount of GHc167.850.00 was disbursed during the first phase, said the Salaga Credit Union Manager, Cosmos Sulemana Mahama.<\/p>\n<p>He said 40 percent was recouped at the end of the 2014 farming season and that the union raked in GHc6.000.00 interest.<\/p>\n<p>He stated that the farmers\u2019 savings were used to offset loans given to the farmer groups.<\/p>\n<p><strong>Cooperative Unions Association (CUA) supervision<\/strong><br \/>\nProject Coordinator for the Cooperative Unions Association (CUA), Clara Nyarkoah Anim quoted GHc457.200.00 released to six credit unions operating in SEND-Ghana\u2019s catchment areas for disbursement for the 2014\/2015 production season.<\/p>\n<p>She credited the six unions for collecting 60 percent refund of the total amount from 800 beneficiary farmer groups.<\/p>\n<p>Clara Anim said the nine credit unions operating in the eight districts where SEND-Ghana operates will continue to disburse loans to farmers and women into petty trading.<\/p>\n<p>Apart from assisting the farmers with finance, she added that the credit unions provided technical support and capacity building among other interventions.<\/p>\n<p><a href=\"http:\/\/4cd.e16.myftpupload.com\/wp-content\/uploads\/2015\/08\/IMG_5295.jpg\"><img loading=\"lazy\" class=\"size-full wp-image-145031 aligncenter\" src=\"http:\/\/4cd.e16.myftpupload.com\/wp-content\/uploads\/2015\/08\/IMG_5295.jpg\" alt=\"IMG_5295\" width=\"533\" height=\"400\" srcset=\"https:\/\/citifmonline.com\/wp-content\/uploads\/2015\/08\/IMG_5295.jpg 533w, https:\/\/citifmonline.com\/wp-content\/uploads\/2015\/08\/IMG_5295-300x225.jpg 300w\" sizes=\"(max-width: 533px) 100vw, 533px\" \/><\/a><\/p>\n<p><strong>Chamba Gender Model Family<\/strong><br \/>\nA catechist at Chamba, Bafani Joseph described the FOSTERING project Gender Model Family component as a replica of Christianity.<\/p>\n<p>According to him, approval of the GMF deepened peace and happiness in his family as the members collectively accomplished their domestic chores.<\/p>\n<p>He was delighted about his family\u2019s stance against the stereotype of women being subservient to their husbands at all cost.<\/p>\n<p>&#8211;<\/p>\n<p>By: Abdul Karim Naatogmah\/Citifmonline.com\/Ghana<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Community Cooperative Credit Unions working under the auspices of poverty fund managers, SEND-Ghana have began the second phase of loan disbursement to small holder farmer groups in the Nanumba North District. The disbursement is carried in correlation with SEND-Ghana\u2019s Food Security through Cooperatives in Northern Ghana (FOSTERING) project implemented in eight districts in the Eastern [&hellip;]<\/p>\n","protected":false},"author":24,"featured_media":145545,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[17],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>SEND-Ghana disburse more loans to farmer groups - Citi 97.3 FM - Relevant Radio. 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