After five successful draws of the 10x Richer Promo, 25 customers have been rewarded with a total of GHC125,000. All the 25 winners were given GHC5000.00 each because their coupon balances of 500 cedis were multiplied by 10.

Sharing their excitement and experiences, Mr. Pious Adom, a National Service Person at the Sefwi Wiaso Municipal Assembly, said, “I have been saving at Fidelity Bank since 2012 and therefore did not find it difficult participating in this promotion.” The 32 year old graduate of the University of Education, Winneba indicated that savings is a habit and he believes that without discipline, one cannot maintain his money at the bank for even one month.

Pious stated that “my ardent savings habit paid off eventually in the Fidelity Bank 10x Richer Promo with this GHS5, 000.00 money I won. I will re-invest this money with the bank so that I earn some interest on it.”

Nii Dalan Quist, an IT Officer, shares a similar story. Mr. Quist joined Fidelity Bank over a decade ago. “Fidelity Bank has always catered for my banking needs and that is why I’ve kept my account there for 10 years now. I am happy I benefitted from this 10x Richer Promotion, he explained.

The 43 year old man who saves at the Ridge Branch of the bank advised the general public to develop the habit of savings not because of any promotion but so as to secure their future.

On her part, Anastasia Larsen, a Teacher in Adentan, who was part of the lucky winners in the first draw of the 10x Richer Promo said, “I have not withdrawn my money from the bank since I started banking with Fidelity 2 years ago. Honestly, I wasn’t even expecting to win in any promotion because that wasn’t my focus. I am rather saving and investing for my retirement and future.”

Adam Osman Adom, a Teacher in Kumasi, said, “I save to await difficult times in my life and business. I hardly withdraw from my account unless it is an emergency I have to deal with,” Mr. Adom said. He added that his 4years with Fidelity have been okay and he is looking forward to more of such promotions.

So far customers of Fidelity Bank are very much excited and very expectant of the grand draw of the promotion which comes off in March. In the grand draw three (3) lucky customers will be rewarded with a whooping GHS 50,000 cedis each.

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Credit: Fidelity Bank

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All five 5^th draw lucky customers had their coupon balance multiplied by ten (10), taking home a total of twenty five thousand Ghana cedis (GHS 25, 000.00).

The 5th draw lucky winners are Haruna Bukari of Community 25 branch, Erica Brovi of Nkwakwa Postbank branch, Kyere Yeboah of Sunyani branch.

The rest are Larbika Ahmed Abbey of Accra Central Postbank branch and Daniel Kwaku Tetteh of Koforidua branch.

At a dinner held to announce the winners as well as show appreciation to customers in the Eastern region, the Deputy Managing Director of Fidelity Bank, Mr. Julian Kingsley Opuni, said, “In the five monthly draws, we have disbursed one hundred and twenty five thousand Ghana cedis (GHC125, 000) to 25 customers in the Fidelity 10x Richer Promo. When we launched this Promo, we promised to make our customers richer and we have so far fulfilled that promise. One thing that is certain is that all our customers who saved for this promotion; whether they won or not, are still winners in their own way because they have saved and these monies could be used to cater for other pressing needs when the time comes”.

Mr. Opuni used the occasion to encourage all to continue saving with Fidelity Bank, “If you have not participated nor won in any of the 5 monthly draws, there is no need to worry, you can participate in the grand draw in which the stakes are even higher. Three (3) lucky customers of the Bank get to have their coupon balance multiplied by 10×10, with each winning a whooping GHS 50,000 totaling GHS 150,000.00”

He further noted that Fidelity Bank is committed to supporting individuals and businesses to grow because the Bank acknowledges that it wouldn’t be in business but for the success of its customers and businesses.

Fidelity’s Deputy Managing Director noted that one of the key focal areas for Fidelity Bank is to simplify banking for its customers through digitization. In this light, the Bank has revamped its electronic banking suite of products which include the Fidelity Mobile App, Fidelity Online, Fidelity POS amongst others to offer its customers seamless banking.

Fidelity Bank launched its 10x Richer Promo in June, 2017, to show appreciation and reward loyal customers as Fidelity Bank marked its 10th anniversary celebrations.

New customers are required to open a current or savings account with a minimum deposit of GHS 500 or multiples of it. The money must stay in the account for a minimum of one month or more to qualify for the draw.

Existing customers are also required to top up existing account balances with GHS 500 or multiples of it. The new funds must also stay in the account for a minimum of one month or more to qualify.

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Source: Fidelity Bank

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Until his appointment, Mr. Julian Opuni was the Divisional Director for Retail Banking where he played a key role in building the retail business of the Bank.

Julian brings on board a wealth of experience in banking, having worked in various roles in the international financial sector for over 20 years.

He is an Associate of the Institute of Financial Services (Aifs) and holds a Bsc. Degree in Banking & Financial Services from the University of Manchester Institute of Science & Technology.

“We are elated to have such an experienced and hardworking personality as Deputy Managing Director of our bank. In his new role, Julian will leverage his over 20 years banking experience to increase the competitiveness of Fidelity in the Banking world,” said Jim Baiden, Managing Director of Fidelity Bank.

Speaking on his new role, Mr. Opuni said, “I am greatly humbled and appreciative of the Board of Fidelity Bank for reposing their confidence in me for this high office. I will support the excellent leadership of Mr. Baiden to take Fidelity to the next level.”

Prior to joining Fidelity Bank, Julian had a successful career with Lloyds Bank in the UK where he worked for over 18years. He joined Lloyds on their expedited management training program, holding many roles in operations and retail banking. Additionally he held several senior positions in both Business & Corporate Banking, finally serving as a Senior Manager with responsibility for various business centres in the West of London.

Julian joined Fidelity in June 2012 as Head of Commercial Banking and progressed to become the Divisional Director of Retail Banking in April 2016.

Fidelity Bank is the largest privately owned Ghanaian bank in Ghana and the 4th largest in terms of assets and deposits.

Fidelity Bank has two subsidiaries: Fidelity Asia Bank Limited and Fidelity Securities Limited. The bank currently has seventy-five branches and over 114 ATMs nationwide.

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Source: Fidelity Bank

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A total of Twenty-five thousand Ghana cedis (GHC 25,000.00) was given out to five customers as they each had their coupon balance multiplied by 10 according to the dynamics of the promotion.

The five (5) lucky winners are Richard Osei Boakye of the KO Methodist Branch, Annabel Arthur of the Nungua Branch and Paul Yeboah of the Adum Branch.

The rest are Felix Osei Boahen of the Berekum Branch and Zakaria Mariama of the Tamale Branch.

At the draw held in Tamale, the Deputy Managing Director of Fidelity Bank, Mr. Julian Kingsley Opuni, expressed management’s appreciation to its customers for their continued business over the years. He explained that Fidelity Bank is optimistic that the purpose of launching the 10x Richer Promotion is being achieved as people are saving in order to win in the promo.

“Fidelity Bank recognizes the need for all of us to save for a rainy day, hence every year, we undertake a promotion that rewards customers committed to saving. The nature of the rewards for these promotions is such that we do not restrict our customers with fixed prizes but give them the flexibility to undertake any project they deem fit with their cash prizes. And after tonight, five more Fidelity Bank customers will have the financial muscle to undertake certain projects to improve the quality of their lives.”

Mr. Opuni stated that Fidelity Bank believes every Ghanaian of bankable age should have the opportunity to experience world-class banking right here in Ghana and in their respective towns and homes. “As a Ghanaian Bank, we embrace as a social responsibility, the task to make banking accessible in the remotest parts of the country. Thus from the farthermost part in the North to the South, we want to have a Fidelity Bank product in every home, hence our agency banking, which currently provides access to over one thousand agents across the country to meet all your banking needs.”

He was quick to add that the Northern regions were very dear to the Bank, hence the Bank’s collaboration with its strategic partners, to embark on a number of programs to improve the lives of the people in communities in Northern Ghana. He added that a couple of weeks ago, Fidelity Bank in partnership with USAID and SNV-Netherlands Development Organization launched the USAID-Smart Agri-Finance Project to provide access to affordable, inclusive banking services in Savannah Accelerated Development Authority zone increased, primarily for women. The project will also improve efficiency and linkages along the targeted value chains as well as promote inclusive banking, mobile finance and agricultural lending in Ghana.

There is one more monthly draw and a grand draw to be held.

In each monthly draw, five lucky customers will each have their coupon balance multiplied by 10. The grand draw will however offer 3 lucky customers the chance to have their coupon balance multiplied by 10X10, walking away with a total of GHS 150, 000. In all, Fidelity Bank is rewarding customers with cash prizes of almost GHS300, 000.

New customers will be required to open a current or savings account with a minimum deposit of GHS 500 or multiples of GHS 500. The money must stay in the account for a minimum of one month or more to qualify for the draw.

Existing customers will be required to top up existing account balances with GHS 500 or multiples of it. The new funds must also stay in the account for a minimum of one month or more to qualify.

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Source: Fidelity Bank

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The five (5) lucky customers are Esther Okuto of the Mamprobi Branch, Shadrach Amo-Mensah of the Kantamantoi Branch, and Dolly Atefoe of the Spintex Road Branch.

The rest are Benneth Arthur of the Tarkwa Branch and Joshua Tandoh of the Takoradi Market Circle Branch.

These winners all had their coupon balance multiplied by 10, with each winning GHC5,000.00

The Managing Director of Fidelity Bank, Mr. Jim Baiden, said, he was optimistic that the money won will make an impact in the lives of the lucky customers.

“Today, five lucky customers have become 10x richer and will have the opportunity to expand their businesses, pay school fees, and invest in a building project amongst others. At Fidelity Bank, we do not decide what you do with your money; we give you the purchasing power to pursue your most pressing needs”.

Mr Baiden used the occasion to assure customers of the Bank’s strength in the face of Bank of Ghana increasing the minimum capital requirement.

“I am very sure most of you have heard that the Bank of Ghana will from next year increase the minimum capital requirement to GHC 400 million. This news sends shivers down the spine of many Ghanaians, making them wonder whether their banks will be able to meet this requirement. Well, as customers of Fidelity Bank, I will like to assure you that, your bank is in a very good financial standing and we are very well on track to meet this requirement.”

He urged customers to deposit more to increase their chances of winning big in the monthly draws, particularly, the grand draw in which GHC 150,000.00 will be won by three customers.

Customers present had their interest whipped as they witnessed testimonials from some customers who had won in the first and second draws.

Fidelity Bank launched the Fidelity 10x Richer Promo in June this year to reward loyal customers as well as inculcate in Ghanaians a savings culture.

In each monthly draw, five lucky customers will each have their coupon balance multiplied by 10. The grand draw will however offer 3 lucky customers the chance to have their coupon balance multiplied by 10X10, walking away with a total of GHS 150, 000. In all, Fidelity Bank is rewarding customers with cash prizes of almost GHS300, 000.

New customers will be required to open a current or savings account with a minimum deposit of GHS 500 or multiples of GHS 500. The money must stay in the account for a minimum of one month or more to qualify for the draw.

Existing customers will be required to top up existing account balances with GHS 500 or multiples of it. The new funds must also stay in the account for a minimum of one month or more to qualify.

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Credit: Fidelity bank

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All  five  lucky  customers  had  their  coupon  balance  multiplied  by  ten  (10),  taking home a total of twenty five thousand Ghana cedis (GHS 25, 000.00). The 2nd draw lucky winners are: Issah Razak of Community One Branch, Abel Gati of the La Trade Fair Branch, and Anthony Oppong of the Santase Roundaboiut Branch.

The rest are Martha Ujan of the IPS Legon Branch and Boakye Poku of the K.O Methodist Branch, Kumasi

At  a  dinner  held  to  announce  the  winners  and  also  interact  with   their  customers in Kumasi, the Managing Director of Fidelity Bank, Mr. Jim Baiden, stated  that  “the  10x  Richer  Promo  is  another  innovative product  from  the  Bank  aimed at giving customers the purchasing power to embark on their specific projects. We want our customers to get 10x Richer as we celebrate 10 years of milestones in the Ghanaian banking industry. You have been the reason we have come this far in these 10 years and we deem it appropriate to carry you along in the celebrations. You decide whether to pump the money into your building, invest it for future use, pay school fees or take a vacation to de-stress.”

Mr. Jim Baiden used the occasion to assure the customers that the Bank is in good financial standing and urged them to continue believing with Fidelity Bank to achieve greater heights together.

Mr. Baiden also noted that as a Ghanaian bank that believes in the capability and responsiveness of Ghanaians, Fidelity Bank has carefully introduced an array of products and services and is envisioning that there will be a Fidelity Bank product or service in every household in Ghana.

The audience at the dinner dance were not left out of the 10x Richer Promo frenzy as those who found vouchers hidden under their tables got the amounts on the vouchers multiplied by ten. Four customers who found 10 cedis vouchers and one customers who found 20.00 cedis voucher had their vouchers multiplied by 10 and redeemed their cash prizes instantly.

There are three more monthly draws and a grand draw to be held. In each monthly draw, five lucky customers will each have their coupon balance multiplied by 10. The grand draw will however offer 3 lucky customers the chance to have their coupon balance multiplied by 10X10, walking away with a total of GHS 150, 000. In all, Fidelity Bank is rewarding customers with cash prizes of almost GHS300, 000.

New customers will be required to open a current or savings account with a minimum deposit of GHS 500 or multiples of GHS 500. The money must stay in the account for a minimum of one month or more to qualify for the draw. Existing customers will be required to top up existing account balances with GHS 500 or multiples of it. The new funds must also stay in the account for a minimum of one month or more to qualify.

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Source: Fidelity bank

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The winners of the first draw are Pius Adom of Stadium Post Branch, Adam Osman Adom of Suame Branch and Anastasia Larsen of Adentan Branch.

The rest are Nii Dalai Quist of Ridge Towers Branch and Patience Amonimaah of Tesano Branch.

All these 5 winners had their coupon balances multiplied by 10, making their coupon balance GHS 5, 000.00.

At a brief ceremony held at the Bank’s Spintex Branch, the Divisional Director for Retail Banking, Mr. Julian Kingsley Opuni expressed his appreciation to customers of the Bank for doing business with Fidelity Bank for the last 10 years.

He noted that the promotion was one of the Bank’s way of saying thank you to its customers for their years of loyalty.

Mr. Opuni added, “In line with our 10th anniversary, we decided to give our customers the opportunity to get 10x richer, hence the concept of this new promotion dubbed “Fidelity 10x Richer Promo.”

“With this money, they can increase their capital, pay school fees, or finance any project they are working on. Fidelity Bank offers its customers cash prizes so that they can decide what to do with the money.”

Mr. Opuni indicated that there are more prizes to be won in the remaining monthly draws, adding that the stakes are even higher in the grand draw and urged all customers and prospective customers to participate in the promo if they have not yet already.

In the next 4 monthly draws, Fidelity will give 20 customers the opportunity of having their coupon balances multiplied by 10. And in the grand draw, 3 lucky customers will have their coupon balances multiplied by 10×10 or 100 to each walk away with GHS 50, 000. So in all we have GHS 275, 000 up for grabs, get into the promo, who knows, you could be the one to walk away with GHS 50, 0000.00.”

New customers will be required to open a current or savings account with a minimum deposit of GHS 500 or multiples of GHS 500. The money must stay in the account for a minimum of one month or more to qualify for the draw.

Existing customers will be required to top up existing account balances with GHS 500 or multiples of GHS 500. The money must also stay in the account for a minimum of one month or more to qualify.

Fidelity Bank launched the Fidelity 10x Richer Promo in June to reward loyal customers and also to inculcate in Ghanaians the habit of saving.

The draw was supervised by the National Lotteries Authority under the Caritas Lottery Platform.

Fidelity Bank was issued its universal banking license on June 28 2006, making Fidelity Bank Ghana Limited, the 22nd bank to be licensed by the Bank of Ghana under the new Banking Act, 2004 (Act 673).

The Bank was also authorized by the Bank of Ghana to undertake Agency Banking in 2013.

Fidelity Bank is the 2015 Bank of the year and was adjudged the Most Socially Responsible Bank in Ghana for two consecutive years. The Bank was also named the Bank of the year, 2016 by the Banker’s Publication, promoted by the Financial Times of London.

Fidelity Bank was also adjudged the Bank of the year 2016 at the EMEA (Europe, Middle East and Africa) Finance African Banking Awards.

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Source: Fidelity Bank

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Under its Agency Banking Division, the Bank currently has over one thousand Agents across the ten (10) regions of Ghana.

Fidelity Bank has also upgraded its Agent Management System (AMS) with an advanced technology which allows for easy upgrade periodically to constantly improve the system.

Commenting on the improved Agency Banking module, the Managing Director of Fidelity Bank, Mr. Jim Baiden noted that the new and improved platform would serve all of the Bank’s customers and not only Smart Account holders.

“One of the new features of Fidelity Agency Banking is that all customers of Fidelity Bank can use the services of an Agent.

Customers can perform a host of transactions at the Agent point such as cash deposit, cash withdrawal, balance enquiry, airtime top-up, mini statement request, local currency funds transfer and Fidelity money transfer.

“In the coming months, we hope to roll out even more services that our Agents can undertake. Debit card request, cheque book request, inter-bank transfers, TV license payment, airline ticket payment, remittances, DSTV and ECG bill payments will all be available at our Agents, Mr. Baiden added.

The over one thousand Agents are all mapped or supported by a Fidelity Bank branch.

Unlike previously when Agents received assistance from the Agency network team at the Head Office only, now all Agents have been linked to the nearest Fidelity Bank branch where they can channel their challenges for prompt redress.

In its quest to be a world class bank, and in line with its mandate of giving customers a pleasurable experience at all of its Agents, Fidelity Bank has invested heavily in the training of these Agents and their shop attendants. Mr. Baiden noted that they want the customer experience to be the same everywhere.

Fidelity Bank was issued its universal banking license on June 28 2006, making Fidelity Bank Ghana Limited, the 22nd bank to be licensed by the Bank of Ghana under the new Banking Act, 2004 (Act 673).

The Bank was also authorized by the Bank of Ghana to undertake Agency Banking in 2013.

Fidelity Bank is the 2015 Bank of the year and was adjudged the Most Socially Responsible Bank in Ghana for two consecutive years. The Bank was also named the Bank of the year, 2016 by the Banker’s Publication, promoted by the Financial Times of London.

Fidelity Bank was also adjudged the Bank of the year 2016 at the EMEA (Europe, Middle East and Africa) Finance African Banking Awards.

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Credit: Fidelity bank

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Speaking at the launch of this new and innovative product, the Managing Director of the Bank, Mr. Jim Baiden said the Fast and Easy Loan is carefully designed to help Ghanaians protect their money and still get a loan to do anything they want to do.

Multiple award winning Ghanaian Bank, Fidelity Bank has launched a new simplified loan facility to ease the financing needs of their customers and non-customers alike.

According to Mr. Baiden, Fidelity is advising all customers and non-customers of the Bank not to spend the money they have BUT to entrust the money to the Bank to look after it and even add value to it by way of paying interest on the deposit and at the same time take a Fidelity Fast and Easy Loan instead to do whatever they want to do, whether to finance business, pay their bills, pay school fees, buy a car or a house, etc.

The advice to all Ghanaians is that: “bring to Fidelity Bank the Cedis, Dollars, Pounds, Euros in your hands and Fidelity Bank will give you a Fast and Easy Loan that will cost you a net interest rate of only 10% p.a. within a matter of only 24 hours. Repayment is flexible; the loan can be re-paid in 12 months or any duration suitable to the customer. The icing on the cake is that if the customer is able to pay the loan fully within 12 months, the Bank will give back 10% of the interest paid to the customer to say thank you.

All Ghanaians and non-Ghanaians resident in the country qualify to take a Fidelity Fast and Easy Loan. It does not matter whether Fidelity Bank is your Bank or not, you will qualify.

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Credit: Fidelity Bank

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The Grand Ball which was attended by the President of the Republic of Ghana, Nana Addo Danquah Akufo-Addo, was in honour of its cherished customers and partners for their loyalty and commitment to the Bank for the last ten (10) years.

The Group CEO and Chairman of Fidelity Bank, Mr. Edward Effah, in his speech, expressed his deepest appreciation to clients and partners of the Bank for believing in the Fidelity brand and supporting the Bank thus far.

“We started this journey in 2006 as the 22^nd Bank but today we are the largest privately owned Ghanaian bank, the 6^th largest bank with 75 branches, 110 ATMs and over 900 Agents. We owe our successes to you our loyal clients because you believed in us and have stayed with us all these years.”

Mr. Effah noted that Fidelity Bank has stayed true to its promise of supporting the growth of the national economy.

“… we have been able to make contributions towards Ghana’s socio-economic development over the last ten years. In the power sector, we have financed six out of the last 10 power projects.

These include the Kpone Thermal Power Plant, the Tema Orsono Plant, Atholl Siemens, Karpowership and Genser Power Plants, contributing over 700MW to the power grid etc. In the area of financial inclusion, we have pioneered agency banking in Ghana with over 1000 agencies. In the area of health, we have financed the procurement of specialized equipment, including the MRI scan at the 37 military hospital, the CT scan at Akai house etc.”

The Managing Director of Fidelity Bank, Mr. Jim Baiden, pledged the Bank’s continued support for the Ghanaian populace.

“As a Ghanaian bank, we want to be the bank that supports Ghana’s developmental agenda and the growth of our economy. We are proudly Ghanaian and we want Ghanaians to believe with us that we are the bank for the future.”

He added that, the next ten years of the Bank will see a phenomenal growth and expansion in terms of its technological infrastructure, branch network, products and services.

Other dignitaries who attended the event included the 2^nd Deputy Governor of the Bank of Ghana, Dr. Johnson Asiamah,  Chief of Staff, Mrs. Fremah Osei Opare, Former First Lady, Nana Konadu Agyeman-Rawlings, Ministers of State, Parliamentarians and CEOs of various institutions.

Fidelity Bank was issued its universal banking license on June 28 2006, making Fidelity Bank Ghana Limited, the 22nd bank to be licensed by the Bank of Ghana under the new Banking Act, 2004 (Act 673).

Fidelity Bank is the reigning Bank of the year and the Most Socially Responsible Bank in Ghana for the 2nd consecutive time.  The bank was also named the Banker’s Best Bank in Ghana for 2016. The Banker is a member of The Financial Times of London Group.

Fidelity Bank was also adjudged the Best Bank in Ghana at the EMEA (Europe, Middle East and Africa) Finance African Banking Awards.

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Credit: Fidelity Bank

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