{"id":131413,"date":"2015-07-04T14:00:33","date_gmt":"2015-07-04T14:00:33","guid":{"rendered":"http:\/\/4cd.e16.myftpupload.com\/?p=131413"},"modified":"2015-07-04T14:02:43","modified_gmt":"2015-07-04T14:02:43","slug":"how-to-ask-if-hes-financially-stable-without-feeling-super-awkward","status":"publish","type":"post","link":"https:\/\/citifmonline.com\/?p=131413","title":{"rendered":"How to ask if he’s financially stable WITHOUT feeling super awkward"},"content":{"rendered":"
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His bank account balance could spell trouble for your future.<\/div>\n<\/div>\n<\/div>\n<\/div>\n
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Rarely would someone choose to date a guy who\u2019s more concerned with pinching pennies than enjoying the moment.\u00a0But dating a beau who\u00a0lives and breathes the YOLO mantra might potentially lead to fiscal fighting down the road.<\/p>\n

According to this\u00a0study, 42 percent of men bring debt into a new relationship, while only 29 percent of women do.<\/p>\n

But don\u2019t forget about possible student and car loans.\u00a0By the time you walk down the aisle, you two could\u00a0face\u00a0a serious financial\u00a0mountain.<\/p>\n

Don\u2019t wait until it\u2019s too late!\u00a0Determine whether you\u00a0share the same level\u00a0of financial responsibility, which will avoid major\u00a0headache down the road.\u00a0Here are some red flags to watch for in the early stages of dating:<\/p>\n

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  • He pulls\u00a0out all the stops at the mercy of his\u00a0plastic.<\/li>\n
  • He actually uses the YOLO mantra (slightly <\/em>kidding).<\/li>\n
  • Every\u00a0time you go shopping, you fear the magnetic strip will melt by the end of the “damage”\u00a0spree.<\/li>\n<\/ul>\n

    Just like Goldilocks, you need to find a guy that spends just right.<\/p>\n

    Too Tight<\/strong><\/p>\n

    Your date insists that you walk to the restaurant to save on gas.\u00a0Halfway there, he insists\u00a0you and your five-inch heels turn around because he forgot his Groupon\u00a0code.<\/p>\n

    Too Loose<\/strong><\/p>\n

    The day of your big date, he sends three\u00a0dozen long-stemmed roses to your office.\u00a0He picks you up in a nice Benz and pulls out all<\/em> the stops with fine food, top-shelf\u00a0liquor\u00a0and box seats to\u00a0the playoff game. Unless you know\u00a0he’s loaded and has no financial worries,\u00a0this should\u00a0raise concern.<\/p>\n

    Just Right<\/strong><\/p>\n

    You start with a walk in a local park and cool down by sharing a triple scoop vanilla ice cream cone.\u00a0Later in the\u00a0afternoon,\u00a0you end up at a local caf\u00e9. You\u00a0order some tasty appetizers\u00a0and cocktails and talk into the night.<\/em><\/p>\n

    A Few Safe Money Questions For Early On In The Relationship<\/strong><\/p>\n

    1. Make a probing statement.\u00a0<\/strong>If he has a nice car (and I mean really\u00a0<\/em>nice), it\u2019s fair game to say, \u201cI can\u2019t wait until I make enough to own something like this.\u201d\u00a0It’s\u00a0a probing statement, and if you have an honest man, he may offer\u00a0up some details.\u00a0For example, whether\u00a0he owns it or leases it or maybe a rough payment amount.<\/p>\n

    2. Student loan repayment programs?\u00a0<\/strong>They’re a good start.\u00a0If you know that he went to college, you could ask, \u201cHonestly, in school I never dreamed the payments would be this high on my student loans, did you?\u201d Again, if he’s open, he might\u00a0respond, \u201cYeah, I’m drowning.\u201d Or, \u201cActually, I was fortunate enough to have a good paying job during my internship, so\u00a0it\u2019s almost paid off.\u201d<\/p>\n

    3. Try to\u00a0delicately touch on the topic of financial responsibility.\u00a0<\/strong>\u201cIt\u2019s a struggle sometimes\u00a0not to put things on my credit card. Did you know that the average American household has over $15,000\u00a0in credit card debt?\u201d<\/p>\n

    Based on his answers, you can get a good sense of what financial behavior he\u00a0believes in.\u00a0For example, if he says, \u201cWe\u2019re always going to have debt. What’s the\u00a0big\u00a0deal?” (YIKES.\u00a0Run!) Or, \u201cMy parents taught me to pay cash rather than charge.\u201d<\/p>\n

    There you go, a simple guide to help you wade through the debtors\u00a0\u2014\u00a0I mean, dating pool.<\/p>\n<\/div>\n

     <\/p>\n

    Source: Yourtango.com<\/p>\n","protected":false},"excerpt":{"rendered":"

    His bank account balance could spell trouble for your future.   Rarely would someone choose to date a guy who\u2019s more concerned with pinching pennies than enjoying the moment.\u00a0But dating a beau who\u00a0lives and breathes the YOLO mantra might potentially lead to fiscal fighting down the road. According to this\u00a0study, 42 percent of men bring […]<\/p>\n","protected":false},"author":5,"featured_media":131414,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":[],"jnews_primary_category":[],"jnews_social_meta":[],"jnews_override_counter":[],"footnotes":""},"categories":[],"tags":[51],"class_list":["post-131413","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-ports"],"_links":{"self":[{"href":"https:\/\/citifmonline.com\/index.php?rest_route=\/wp\/v2\/posts\/131413","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/citifmonline.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/citifmonline.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/citifmonline.com\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/citifmonline.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=131413"}],"version-history":[{"count":0,"href":"https:\/\/citifmonline.com\/index.php?rest_route=\/wp\/v2\/posts\/131413\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/citifmonline.com\/index.php?rest_route=\/wp\/v2\/media\/131414"}],"wp:attachment":[{"href":"https:\/\/citifmonline.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=131413"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/citifmonline.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=131413"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/citifmonline.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=131413"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}