{"id":131278,"date":"2015-07-03T17:55:56","date_gmt":"2015-07-03T17:55:56","guid":{"rendered":"http:\/\/4cd.e16.myftpupload.com\/?p=131278"},"modified":"2015-07-03T17:55:56","modified_gmt":"2015-07-03T17:55:56","slug":"mastercard-testing-facial-recognition-security-app","status":"publish","type":"post","link":"https:\/\/citifmonline.com\/?p=131278","title":{"rendered":"Mastercard testing facial recognition security app"},"content":{"rendered":"

Mastercard is testing a smartphone app that uses facial recognition to verify online purchases.<\/p>\n

Users in the trial can hold their phone up as though taking a selfie to approve transactions.<\/p>\n

“The new generation, which is into selfies… I think they’ll find it cool,” the firm’s security expert Ajay Bhalla told CNN.<\/p>\n

One security expert told the BBC facial recognition should be complemented with “extra layers of security”.<\/p>\n

“Google tried facial recognition on Android phones and there were a lot of problems in the early days”, said Ken Munro, security researcher at Pen Test Partners.<\/p>\n

“People realised you could take a photo of somebody and present it to the camera, and the phone would unlock.”<\/p>\n

Spoofed<\/strong><\/p>\n

Google admits its facial recognition is “less secure than a pattern, PIN or password” on the website for one of its devices.<\/p>\n

Mastercard’s app asks users to blink to prove that they are human, but even this has been spoofed in the past.<\/p>\n

“People took photographs and animated them, drawing eyelids on,” said Mr Munro. “There have been advances in biometrics since then, but they’re not quite there yet.”<\/p>\n

\"null\"
Ajay Bhalla is Mastercard’s president of enterprise security<\/span><\/figcaption><\/figure>\n

Mastercard is exploring facial recognition as an alternative to SecureCode, its security software that asks online shoppers for a password to make purchases.<\/p>\n

The company said the technology was used in three billion transactions last year.<\/p>\n

In March, Chinese shopping brand Alibaba demonstrated a facial recognition app, but hasn’t brought it to market yet.<\/p>\n

Mastercard’s facial recognition trial involves 500 users in the United States.<\/p>\n

‘Cumbersome’<\/strong><\/p>\n

“Mastercard will want this to be secure because they’re dealing with money. But there is a case for adding extra layers of security,” said Mr Munro.<\/p>\n

“If an ordinary password gets compromised you can simply revoke it or change it.<\/p>\n

“What happens if your facial recognition data gets stolen? You can’t change your face.”<\/p>\n

Mastercard said it was also exploring fingerprint security and voice recognition, which could make life easier for customers.<\/p>\n

Mr Munro was clear that the best security would be a little more “cumbersome”.<\/p>\n

“Ideally I’d like to see facial recognition used in conjunction with a Pin. Both systems have flaws, but work brilliantly when you combine them.”<\/p>\n

 <\/p>\n

Source: BBC<\/p>\n","protected":false},"excerpt":{"rendered":"

Mastercard is testing a smartphone app that uses facial recognition to verify online purchases. Users in the trial can hold their phone up as though taking a selfie to approve transactions. “The new generation, which is into selfies… I think they’ll find it cool,” the firm’s security expert Ajay Bhalla told CNN. One security expert […]<\/p>\n","protected":false},"author":5,"featured_media":131281,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":[],"jnews_primary_category":[],"jnews_social_meta":[],"jnews_override_counter":[],"footnotes":""},"categories":[],"tags":[18],"class_list":["post-131278","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-dr-akwasi-osei"],"_links":{"self":[{"href":"https:\/\/citifmonline.com\/index.php?rest_route=\/wp\/v2\/posts\/131278","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/citifmonline.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/citifmonline.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/citifmonline.com\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/citifmonline.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=131278"}],"version-history":[{"count":0,"href":"https:\/\/citifmonline.com\/index.php?rest_route=\/wp\/v2\/posts\/131278\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/citifmonline.com\/index.php?rest_route=\/wp\/v2\/media\/131281"}],"wp:attachment":[{"href":"https:\/\/citifmonline.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=131278"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/citifmonline.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=131278"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/citifmonline.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=131278"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}